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Advantages of using gift money for your down payment One of the biggest advantages of receiving down payment gift money is that you’ll be able to put down a larger amount than you would have without it. This could mean buying a more expensive home or reducing the total amount you’re financing.
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At least 50% of the condo units must be owner-occupied. No more than 15% of the units in the complex can have association dues that are more than 30 days behind. No more than 30% of the units in the complex secure existing FHA loans. In the past, the FHA would insure loans on condo unit without the whole complex having to be approved.
The Down Payment Assistance Program (DPAP) assists Nova Scotians who pre-qualify for an insured mortgage to purchase their first home. Eligible participants can apply to receive a loan of up to five per cent of the purchase price of a home. Loans provided under this program are interest-free, repayable over a 10-year period, and must be used ...
Check out the web's best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner's insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules. Our calculator includes amoritization tables, bi-weekly savings